Best CD Rates in Atlanta
Locally available certificate rates verified directly from official institution websites.
Compare more than the APY
The highest number is useful, but eligibility, deposit minimums, and the maturity process matter too.
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Check the minimum
A strong rate may require a larger opening balance than another offer.
Know the renewal window
Record the maturity date and grace period so the CD does not renew by surprise.
Current Rates in Atlanta
Last verified: October 26, 2026
| Institution | Account | Term | APY | Minimum | Source |
|---|---|---|---|---|---|
| LGE Community Credit Union Live or work in Fulton County or another listed Georgia county; employer/family routes also available. | 60-Month Certificate CD | 60 months | 4.05% | $1,000 | Official rate |
| Delta Community Credit Union Live or work in listed metro-Atlanta counties, including Fulton and DeKalb; employer/family alternatives. | 12-Month Certificate of Deposit CD | 12 months | 4.00% | $1,000 | Official rate |
| Credit Union of Georgia Fulton County is in the local service area; other Georgia residents may qualify through a foundation donation of at least $5. Maintain $10. | 12-Month Standard CD CD | 12 months | 3.95% | $500 | Official rate |
| Georgia's Own Credit Union Live or work in listed counties including Fulton/DeKalb; $5 membership share. | 1-Year Certificate CD | 12 months | 3.75% | $500 | Official rate |
| Delta Community Credit Union Live or work in listed metro-Atlanta counties, including Fulton and DeKalb; employer/family alternatives. | 6-Month Certificate of Deposit CD | 6 months | 3.70% | $1,000 | Official rate |
| Delta Community Credit Union Live or work in listed metro-Atlanta counties, including Fulton and DeKalb; employer/family alternatives. | 24-Month Certificate of Deposit CD | 24 months | 3.40% | $1,000 | Official rate |
| Delta Community Credit Union Live or work in listed metro-Atlanta counties, including Fulton and DeKalb; employer/family alternatives. | 60-Month Certificate of Deposit CD | 60 months | 3.15% | $1,000 | Official rate |
| Delta Community Credit Union Live or work in listed metro-Atlanta counties, including Fulton and DeKalb; employer/family alternatives. | 36-Month Certificate of Deposit CD | 36 months | 3.10% | $1,000 | Official rate |
Rates may change without notice. Confirm all terms and eligibility directly with the financial institution.
Verified from official sources
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Rates may change without notice. Confirm all terms, eligibility, early-withdrawal penalties, and renewal policies directly with the institution before opening an account.