Free CD Maturity Tracker

Stay ahead of every CD maturity

Track up to two CDs, their maturity dates and renewal windows in one clear place—without connecting a bank account.

Your information stays in this browser.Nothing is uploaded to or stored by The Rate Desk. We do not need account numbers. Clearing browser data or changing devices may remove your entries, so export a backup regularly.

A retail banker’s suggestionUse the opening confirmation or certificate disclosure—not your memory—to enter the APY, term and opening date. The two details most often overlooked are the automatic-renewal setting and the short grace period after maturity.

Free plan

Two CDs, no account required

Keep your two most important CDs organized privately in this browser, with maturity estimates, renewal details, calendar reminders, CSV export and print.

Premium — coming soon

For households with more to manage

Premium will add unlimited CD tracking and a more complete way to organize a larger portfolio. It will be a one-time upgrade, not a subscription.

Subscribe to the Rate Brief

CDs tracked0

Total deposits$0

Est. interest$0

Next maturity—

Add a CD

Enter the terms shown on your CD confirmation or disclosure. Account numbers are not needed.

Your CD portfolio

Entries are ordered by the next maturity date.

How to use your maturity schedule

Review your institution’s renewal notice before maturity; grace periods and renewal terms vary.
Add a calendar reminder at least 30 days before maturity so you have time to compare current offers.
Export a CSV backup if you clear browser data or plan to use another device.
Compare available offers on The Rate Desk city pages before allowing an automatic renewal.

Important: Calculations are educational estimates based on the entered APY and term. Actual maturity values can differ because of compounding methods, withdrawal timing, fees, leap years and institution-specific terms. Confirm maturity dates, grace periods, penalties and renewal instructions directly with the financial institution. The Rate Desk does not provide financial advice.