Rate Shopping Is Replacing Bank Loyalty—What I’m Seeing This Week
A retail banker’s look at why customers are shopping both deposit and loan rates, and how to weigh CD terms without guessing the market.
Weekly Rate Brief
Weekly Rate Brief
CD Rates This Week: Some Savers Are Choosing to Wait
A retail banker’s view of why some savers are pausing before choosing a CD and temporarily keeping money in money market accounts.
Weekly Rate Brief
CD Rates This Week: What I’m Hearing From Rate Shoppers
September 2, 2026 One thing I have noticed lately is that more people are shopping rates again. They are not
CD Guides
How to Avoid an Automatic CD Renewal You Did Not Want
Automatic renewal is not a trick, but it can feel like one when a CD rolls into a new term
CD Guides
What Happens When a CD Matures? A Banker’s Plain-English Guide
A CD maturity date is the day the original term ends. It is also the start of a short decision
CD Guides
How to Build a CD Ladder Without Making It Complicated
A CD ladder sounds technical, but the basic idea is ordinary: do not let every dollar come due on the
CD Guides
How to Track Multiple CD Maturity Dates Without Losing the Thread
Once someone owns more than one certificate of deposit, the hard part usually is not the interest calculation. It is
Weekly Rate Brief
Local CD Rates Rebound in Orlando, Las Vegas and Denver
I checked 19 bank and credit-union rate pages this week. Eighteen of the APYs in our local database changed, and
Weekly Rate Brief
CD Rates Are Holding Up—Except in Denver
Denver CD rates fell this week while leading local offers elsewhere held steady. See the strongest verified CD rates across 15 cities.