Best CD Rates in Dallas
Locally available certificate rates verified directly from official institution websites.
Compare more than the APY
The highest number is useful, but eligibility, deposit minimums, and the maturity process matter too.
Confirm eligibility
Check membership, geographic, and new-money requirements before applying.
Check the minimum
A strong rate may require a larger opening balance than another offer.
Know the renewal window
Record the maturity date and grace period so the CD does not renew by surprise.
Current Rates in Dallas
Last verified: September 16, 2026
| Institution | Account | Term | APY | Minimum | Source |
|---|---|---|---|---|---|
| Texas Trust Credit Union Eligible Texas Trust Credit Union members | 15-Month Promo CD CD | 15 months | 4.30% | $500 | Official rate |
| Texas Trust Credit Union Eligible Texas Trust Credit Union members | 13-Month Promo CD CD | 13 months | 4.25% | $500 | Official rate |
| Texas Trust Credit Union Eligible Texas Trust Credit Union members | 7-Month Promo CD CD | 7 months | 4.20% | $500 | Official rate |
| Credit Union of Texas Eligible Credit Union of Texas members | 6-Month Regular CD CD | 6 months | 3.75% | $1,000 | Official rate |
| Texas Trust Credit Union Eligible Texas Trust Credit Union members | 6-Month Term Share CD | 6 months | 3.70% | $500 | Official rate |
| Texas Trust Credit Union Eligible Texas Trust Credit Union members | 12-Month Term Share CD | 12 months | 3.65% | $500 | Official rate |
| Neighborhood Credit Union Eligible Neighborhood members | 25-Month Inflate My Rate CD CD | 25 months | 3.65% | $2,500 | Official rate |
| Texas Trust Credit Union Eligible Texas Trust Credit Union members | 24-Month Term Share CD | 24 months | 3.55% | $500 | Official rate |
| Texas Trust Credit Union Eligible Texas Trust Credit Union members | 36-Month Term Share CD | 36 months | 3.55% | $500 | Official rate |
| Texans Credit Union Eligible Texans Credit Union members | 12-Month Certificate CD | 12 months | 3.50% | $500 | Official rate |
| Texas Trust Credit Union Eligible Texas Trust Credit Union members | 3-Month Term Share CD | 3 months | 3.40% | $500 | Official rate |
| Texas Trust Credit Union Eligible Texas Trust Credit Union members | 48-Month Term Share CD | 48 months | 3.25% | $500 | Official rate |
| Texas Trust Credit Union Eligible Texas Trust Credit Union members | 60-Month Term Share CD | 60 months | 3.25% | $500 | Official rate |
Rates may change without notice. Confirm all terms and eligibility directly with the financial institution.
Verified from official sources
Published offers include the institution, APY, term, minimum deposit, eligibility details, source link, and verification date.
See how The Rate Desk works →Are we missing a local offer?
Banks and credit unions may submit a public rate page for independent review. Placement is never guaranteed.
Submit an official rate page →Get the Wednesday Rate Brief
One concise email with notable rate changes and practical CD guidance.
Rates may change without notice. Confirm all terms, eligibility, early-withdrawal penalties, and renewal policies directly with the institution before opening an account.