Best CD Rates in Denver
Locally available certificate rates verified directly from official institution websites.
Compare more than the APY
The highest number is useful, but eligibility, deposit minimums, and the maturity process matter too.
Confirm eligibility
Check membership, geographic, and new-money requirements before applying.
Check the minimum
A strong rate may require a larger opening balance than another offer.
Know the renewal window
Record the maturity date and grace period so the CD does not renew by surprise.
Current Rates in Denver
Last verified: September 30, 2026
| Institution | Account | Term | APY | Minimum | Source |
|---|---|---|---|---|---|
| Canvas Credit Union Eligible Canvas members | 15-Month Promotional Certificate CD | 15 months | 4.15% | $1,000 | Official rate |
| Bellco Credit Union Eligible Bellco members | 60-Month Traditional CD CD | 60 months | 4.10% | $500 | Official rate |
| Bellco Credit Union Eligible Bellco members in Colorado | 6-Month Traditional CD CD | 6 months | 3.85% | $500 | Official rate |
| Credit Union of Colorado Eligible Credit Union of Colorado members | 1-Year CD — $10,000 Tier CD | 12 months | 3.60% | $10,000 | Official rate |
| Credit Union of Colorado Eligible Credit Union of Colorado members | 1-Year CD CD | 12 months | 3.51% | $500 | Official rate |
| Westerra Credit Union Eligible Westerra members | 13-Month Certificate CD | 13 months | 3.50% | $500 | Official rate |
| Credit Union of Colorado Eligible Credit Union of Colorado members | 3-Year CD — $10,000 Tier CD | 36 months | 3.20% | $10,000 | Official rate |
| Credit Union of Colorado Eligible Credit Union of Colorado members | 2-Year CD — $10,000 Tier CD | 24 months | 3.15% | $10,000 | Official rate |
| Credit Union of Colorado Eligible Credit Union of Colorado members | 3-Year CD CD | 36 months | 3.10% | $500 | Official rate |
| Credit Union of Colorado Eligible Credit Union of Colorado members | 2-Year CD CD | 24 months | 3.05% | $500 | Official rate |
Rates may change without notice. Confirm all terms and eligibility directly with the financial institution.
Verified from official sources
Published offers include the institution, APY, term, minimum deposit, eligibility details, source link, and verification date.
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Rates may change without notice. Confirm all terms, eligibility, early-withdrawal penalties, and renewal policies directly with the institution before opening an account.