Best CD Rates in Jacksonville
Locally available certificate rates verified directly from official institution websites.
Compare more than the APY
The highest number is useful, but eligibility, deposit minimums, and the maturity process matter too.
Confirm eligibility
Check membership, geographic, and new-money requirements before applying.
Check the minimum
A strong rate may require a larger opening balance than another offer.
Know the renewal window
Record the maturity date and grace period so the CD does not renew by surprise.
Current Rates in Jacksonville
Last verified: September 16, 2026
| Institution | Account | Term | APY | Minimum | Source |
|---|---|---|---|---|---|
| Florida Credit Union Eligible Florida Credit Union members | 13-Month CD & IRA CD Special CD | 13 months | 4.15% | $1,000 | Official rate |
| VyStar Credit Union Eligible VyStar members | 30-Month Certificate CD | 30 months | 4.05% | $500 | Official rate |
| Florida Credit Union Eligible Florida Credit Union members | 9-Month CD & IRA CD Special CD | 9 months | 4.00% | $1,000 | Official rate |
| Florida Credit Union Eligible Florida Credit Union members | 7-Month CD & IRA CD Special CD | 7 months | 3.90% | $1,000 | Official rate |
| Florida Credit Union Eligible Florida Credit Union members | 6-Month CD CD | 6 months | 3.50% | $1,000 | Official rate |
| Florida Credit Union Eligible Florida Credit Union members | 12-Month CD CD | 12 months | 3.41% | $1,000 | Official rate |
| Florida Credit Union Eligible Florida Credit Union members | 18-Month CD CD | 18 months | 3.30% | $1,000 | Official rate |
Rates may change without notice. Confirm all terms and eligibility directly with the financial institution.
Verified from official sources
Published offers include the institution, APY, term, minimum deposit, eligibility details, source link, and verification date.
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Rates may change without notice. Confirm all terms, eligibility, early-withdrawal penalties, and renewal policies directly with the institution before opening an account.