Best CD Rates in Nashville
Locally available certificate rates verified directly from official institution websites.
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Current Rates in Nashville
Last verified: October 26, 2026
| Institution | Account | Term | APY | Minimum | Source |
|---|---|---|---|---|---|
| TEN Credit Union (TENCU) Tennessee education workers; HCA employees/family; listed employers; current-member relatives; other listed routes, including live/work in Williamson or Sumner County. $5 membership share; Nashville-area institution. Davidson residence alone is not listed as eligibility. | 7-Month Certificate CD | 7 months | 4.50% | $500 | Official rate |
| Ascend Federal Credit Union Employer/family and specified underserved-area routes; Nature Conservancy Tennessee membership alternative. $5 share. | 12-Month Share Certificate CD | 12 months | 4.20% | $500 | Official rate |
| US Community Credit Union Live, work, worship, volunteer or attend school in listed counties including Davidson; $5 share. | 12-Month Certificate CD | 12 months | 4.11% | $2,500 | Official rate |
| Ascend Federal Credit Union Employer/family and specified underserved-area routes; Nature Conservancy Tennessee membership alternative. $5 share. | 60-Month Share Certificate CD | 60 months | 4.07% | $1,000 | Official rate |
| Ascend Federal Credit Union Employer/family and specified underserved-area routes; Nature Conservancy Tennessee membership alternative. $5 share. | 24-Month Share Certificate CD | 24 months | 4.02% | $1,000 | Official rate |
| Ascend Federal Credit Union Employer/family and specified underserved-area routes; Nature Conservancy Tennessee membership alternative. $5 share. | 18-Month Share Certificate CD | 18 months | 3.97% | $1,000 | Official rate |
| Ascend Federal Credit Union Employer/family and specified underserved-area routes; Nature Conservancy Tennessee membership alternative. $5 share. | 48-Month Share Certificate CD | 48 months | 3.97% | $1,000 | Official rate |
| Ascend Federal Credit Union Employer/family and specified underserved-area routes; Nature Conservancy Tennessee membership alternative. $5 share. | 36-Month Share Certificate CD | 36 months | 3.92% | $1,000 | Official rate |
| Ascend Federal Credit Union Employer/family and specified underserved-area routes; Nature Conservancy Tennessee membership alternative. $5 share. | 6-Month Share Certificate CD | 6 months | 3.82% | $500 | Official rate |
| Ascend Federal Credit Union Employer/family and specified underserved-area routes; Nature Conservancy Tennessee membership alternative. $5 share. | 3-Month Share Certificate CD | 3 months | 3.66% | $1,000 | Official rate |
| Southeast Financial Credit Union Restricted membership confirmed for AT&T employees, Tennessee state employees and listed employer groups; $5 opening share per application-center page. Two Nashville branches. Do not imply all Nashville residents qualify. | 60-Month Certificate CD | 60 months | 3.35% | $500 | Official rate |
Rates may change without notice. Confirm all terms and eligibility directly with the financial institution.
Verified from official sources
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Rates may change without notice. Confirm all terms, eligibility, early-withdrawal penalties, and renewal policies directly with the institution before opening an account.