Best CD Rates in Philadelphia
Locally available certificate rates verified directly from official institution websites.
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Current Rates in Philadelphia
Last verified: October 27, 2026
| Institution | Account | Term | APY | Minimum | Source |
|---|---|---|---|---|---|
| TruMark Credit Union Live, work, worship, volunteer or attend school in Philadelphia, Bucks, Chester, Delaware or Montgomery County; $5 share. | 24-Month Certificate CD | 24 months | 4.20% | $500 | Official rate |
| Ardent Credit Union Free American Consumer Council enrollment route is open to anyone; employer/family routes also available. | 24-Month Certificate CD | 24 months | 4.05% | $100 | Official rate |
| Philadelphia Federal Credit Union Live, work, study, worship or operate a business in Philadelphia or Columbia County; employer alternatives. | 1-Year Savings Certificate CD | 12 months | 3.95% | $500 | Official rate |
| Philadelphia Federal Credit Union Live, work, study, worship or operate a business in Philadelphia or Columbia County; employer alternatives. | 9-Month Savings Certificate CD | 9 months | 3.93% | $250 | Official rate |
| Philadelphia Federal Credit Union Live, work, study, worship or operate a business in Philadelphia or Columbia County; employer alternatives. | 6-Month Savings Certificate CD | 6 months | 3.90% | $250 | Official rate |
| Philadelphia Federal Credit Union Live, work, study, worship or operate a business in Philadelphia or Columbia County; employer alternatives. | 18-Month Savings Certificate CD | 18 months | 3.90% | $500 | Official rate |
| American Heritage Credit Union Philadelphia residents/workers/worshippers/students qualify; additional defined service areas and employer/family routes. | 7-Month Certificate CD | 7 months | 3.85% | $1,000 | Official rate |
| Philadelphia Federal Credit Union Live, work, study, worship or operate a business in Philadelphia or Columbia County; employer alternatives. | 2-Year Savings Certificate CD | 24 months | 3.80% | $500 | Official rate |
| Philadelphia Federal Credit Union Live, work, study, worship or operate a business in Philadelphia or Columbia County; employer alternatives. | 30-Month Savings Certificate CD | 30 months | 3.80% | $500 | Official rate |
| Philadelphia Federal Credit Union Live, work, study, worship or operate a business in Philadelphia or Columbia County; employer alternatives. | 3-Year Savings Certificate CD | 36 months | 3.65% | $500 | Official rate |
| Philadelphia Federal Credit Union Live, work, study, worship or operate a business in Philadelphia or Columbia County; employer alternatives. | 4-Year Savings Certificate CD | 48 months | 3.65% | $500 | Official rate |
| Philadelphia Federal Credit Union Live, work, study, worship or operate a business in Philadelphia or Columbia County; employer alternatives. | 5-Year Savings Certificate CD | 60 months | 3.65% | $500 | Official rate |
| Philadelphia Federal Credit Union Live, work, study, worship or operate a business in Philadelphia or Columbia County; employer alternatives. | 3-Month Savings Certificate CD | 3 months | 3.40% | $250 | Official rate |
Rates may change without notice. Confirm all terms and eligibility directly with the financial institution.
Verified from official sources
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Rates may change without notice. Confirm all terms, eligibility, early-withdrawal penalties, and renewal policies directly with the institution before opening an account.